Debt collectors run the spectrum of those who typically follow the law to a T, to those who don’t care about the law at all and want to force/trick you…
The Consumer Financial Protection Bureau (CFPB) is a federal agency dedicated to ensuring that consumers are treated fairly by banks, lenders, and other financial institutions. If you encounter issues with…
Delinquent credit card accounts, those which are at least 90 days behind, have traditionally seen the highest rates of serious past due accounts in the last 20 years. The rate…
The Fair Credit Reporting Act (FCRA), enacted in 1970, is a critical piece of legislation designed to protect consumers’ rights in the United States. This federal law regulates the collection,…